ASPIRE Act/KIDS Accounts

Santorum Raising the Wrong Concerns about College

March 5, 2012
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Recent comments by presidential candidate Rick Santorum have invited skepticism on the importance of a college education. And, there are legitimate reasons to question the value of a college degree, to be sure. After all, the cost of college is going up and the ability of most families to pay those costs is shrinking in comparison.

Overcoming Obstacles to College Attendance and Degree Completion

  • By
  • Rachel Black,
  • Mark Huelsman,
  • New America Foundation
March 5, 2012

The rise in student loan debt has directed critical attention to the growing pace of college costs as well as the reliance on loans to finance those costs. For graduates entering the workforce in recent years, many are finding that they are unable to find the type of job they thought they were securing when they received their degree, if they are able to find a job at all. Consequently, more loans are going unpaid and student loan debt has become the only class of consumer debt where defaults are increasing.

Asset Building News Week, Feb 13-17

February 17, 2012
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The Asset Building News Week is a weekly Friday feature on the The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include the President’s Budget, the CFPB, public benefits, inequality and mobility, community colleges, and financial education.

William Elliott: Ideas for Refining Children's Savings Account Proposals

January 26, 2012

Today, the Asset Building Program and the Center for Social Development at the Washington University in St. Louis released the final report in the “Creating a Financial Stake in College” series. The fourth report “Ideas for Refining Children’s Savings Account Proposals” makes a case for establishing formal mechanisms for low- and middle-income children to save. Author William Elliott argues that a systematic, national approach to children’s savings accounts is a critical part of improving access to postsecondary education, particularly for low- and middle-income students.

Ideas for Refining Children's Savings Account Proposals

  • By
  • William Elliott,
  • New America Foundation
January 26, 2012

“Creating a Financial Stake in College” is a four-part series of reports that focuses on the relationship between children’s savings and improving college success. This series examines: (1) why policymakers should care about savings, (2) the relationship between inequality and bank account ownership, (3) the connections between savings and college attendance, and (4) recommendations to refine children’s savings account proposals.

Asset Building News Week, 3rd Edition

January 20, 2012
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The Asset Building News Week is a weekly Friday feature on the The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include taxes, the housing crisis, prepaid cards, public benefits reform, prize linked savings, economic mobility and inequality, and education.

William Elliott: We Save, We Go to College

January 19, 2012
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The third report in the Creating a Financial Stake in College series is being released today. In “We Save, We Go to College,” William Elliott looks at the factors contributing to a child being “on course” (enrolled in or have graduated from a two- or four-year college by age 23) or experiencing “wilt,” a phenomenon that describes children who had aspirations to attend college when in high school but are not enrolled after graduating from high school.

We Save, We Go to College

  • By
  • William Elliott,
  • New America Foundation
January 19, 2012

“Creating a Financial Stake in College” is a four-part series of reports that focuses on the relationship between children’s savings and improving college success. This series examines: (1) why policymakers should care about savings, (2) the relationship between inequality and bank account ownership, (3) the connections between savings and college attendance, and (4) recommendations to refine children’s savings account proposals.

William Elliott: Does Structural Inequality Begin with a Bank Account?

January 12, 2012
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As we announced last week, the Asset Building Program and the Center for Social Development at Washington University in St. Louis are co-releasing a series of reports, Creating a Financial Stake in College, by William Elliott III on the importance of children's savings and college outcomes. The second report in the series is being released today and is available for download here. The press release from last week is also available here.

Does Structural Inequality Begin with a Bank Account?

  • By
  • William Elliott,
  • New America Foundation
January 12, 2012

“Creating a Financial Stake in College” is a four-part series of reports that focuses on the relationship between children’s savings and improving college success. This series examines: (1) why policymakers should care about savings, (2) the relationship between inequality and bank account ownership, (3) the connections between savings and college attendance, and (4) recommendations to refine children’s savings account proposals.

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